Napkin estimate for boards
Enter a few building facts and major components to see a year-by-year reserve curve, shortfall warnings, and a suggested contribution per unit.
This is a rough napkin estimate only. A real Reserve Study needs an on-site inspection and professional judgment.
| Include | Components | Last renewed | Lifespan (years) | Unit cost |
|---|---|---|---|---|
| Roof | ||||
| Facade / paintwork | ||||
| Windows | ||||
| Elevators | ||||
| Heating / plumbing | ||||
| Shared areas |
Suggested yearly contribution (HOA total): $92,200
Suggested per unit: $3,842/year
Balance goes negative in: 2030, 2031, 2032, 2033, 2034, 2035, 2036, 2037, 2038, 2039, 2040, 2041, 2042, 2043, 2044, 2045, 2046, 2047, 2048, 2049, 2050, 2051, 2052, 2053, 2054, 2055, 2056
| Year | Opening | Spend | Contribution | Closing |
|---|---|---|---|---|
| 2026 | $50,000 | $0 | $12,000 | $62,000 |
| 2027 | $62,000 | $0 | $12,300 | $74,300 |
| 2028 | $74,300 | $0 | $12,608 | $86,908 |
| 2029 | $86,908 | $0 | $12,923 | $99,830 |
| 2030 | $99,830 | $534,416 | $13,246 | -$421,340 |
| 2031 | -$421,340 | $0 | $13,577 | -$407,763 |
| 2032 | -$407,763 | $0 | $13,916 | -$393,847 |
| 2033 | -$393,847 | $0 | $14,264 | -$379,583 |
| 2034 | -$379,583 | $0 | $14,621 | -$364,962 |
| 2035 | -$364,962 | $0 | $14,986 | -$349,976 |
| 2036 | -$349,976 | $0 | $15,361 | -$334,615 |
| 2037 | -$334,615 | $0 | $15,745 | -$318,870 |
| 2038 | -$318,870 | $0 | $16,139 | -$302,731 |
| 2039 | -$302,731 | $0 | $16,542 | -$286,189 |
| 2040 | -$286,189 | $98,317 | $16,956 | -$367,550 |
| 2041 | -$367,550 | $0 | $17,380 | -$350,170 |
| 2042 | -$350,170 | $0 | $17,814 | -$332,356 |
| 2043 | -$332,356 | $0 | $18,259 | -$314,097 |
| 2044 | -$314,097 | $0 | $18,716 | -$295,381 |
| 2045 | -$295,381 | $226,537 | $19,184 | -$502,735 |
| 2046 | -$502,735 | $0 | $19,663 | -$483,071 |
| 2047 | -$483,071 | $0 | $20,155 | -$462,916 |
| 2048 | -$462,916 | $0 | $20,659 | -$442,257 |
| 2049 | -$442,257 | $0 | $21,175 | -$421,082 |
| 2050 | -$421,082 | $504,273 | $21,705 | -$903,650 |
| 2051 | -$903,650 | $0 | $22,247 | -$881,403 |
| 2052 | -$881,403 | $0 | $22,804 | -$858,599 |
| 2053 | -$858,599 | $0 | $23,374 | -$835,226 |
| 2054 | -$835,226 | $0 | $23,958 | -$811,268 |
| 2055 | -$811,268 | $0 | $24,557 | -$786,711 |
| 2056 | -$786,711 | $0 | $25,171 | -$761,540 |